SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Nicolet Bankshares, Inc. (NIC) trades at a trailing P/E of 15.3, forward P/E of 13.0. Trailing earnings yield is 6.55%, forward earnings yield 7.70%. PEG 0.71 (Peter Lynch undervalued ≤1.0). Graham Number is $139.49.
Criteria proven by this page:
- VALUE (69/100, Pass) — P/E is below market average (15.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.71); analyst target implies upside (+15.3%); earnings yield beats bond yields (6.55%).
- Forward P/E 13.0 (down from trailing 15.3) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.71 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 6.55% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 7.70% as earnings recover.
- Analyst consensus target $182.67 (+15.3% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 76/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
69/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — NIC
Valuation Multiples
P/E (TTM)15.3
Forward P/E13.0
PEG Ratio0.71
Forward PEG0.53
P/B Ratio1.83
P/S Ratio4.21
EV/EBITDA9.2
Per Share Data
EPS (TTM)$10.18
Forward EPS (Est.)$12.20
Book Value / Share$84.95
Revenue / Share$37.33
FCF / Share$10.09
Yields & Fair Value
Earnings Yield6.55%
Forward Earnings Yield7.70%
Dividend Yield0.82%
Graham Number$139.49
SharesGrow IV$166.35 (+5%)
Analyst Target$182.67 (+15.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.5 |
-1.67 |
1.24 |
3.34 |
0.19% |
| 2017 |
15.6 |
0.38 |
1.42 |
3.61 |
0.12% |
| 2018 |
11.5 |
0.54 |
1.22 |
2.85 |
- |
| 2019 |
12.9 |
0.38 |
1.37 |
3.67 |
- |
| 2020 |
11.4 |
5.92 |
1.27 |
3.22 |
- |
| 2021 |
15.2 |
-5.20 |
1.03 |
3.85 |
- |
| 2022 |
11.8 |
0.59 |
1.14 |
3.34 |
- |
| 2023 |
19.3 |
-0.50 |
1.14 |
2.85 |
0.94% |
| 2024 |
12.7 |
0.13 |
1.35 |
3.04 |
1.05% |
| 2025 |
12.1 |
0.55 |
1.44 |
3.29 |
1.03% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.37 |
$102.14M |
$18.46M |
18.1% |
| 2017 |
$3.33 |
$143.34M |
$33.15M |
23.1% |
| 2018 |
$4.12 |
$164.96M |
$41.04M |
24.9% |
| 2019 |
$5.52 |
$192.41M |
$54.64M |
28.4% |
| 2020 |
$5.70 |
$213.1M |
$60.12M |
28.2% |
| 2021 |
$5.44 |
$239.05M |
$60.65M |
25.4% |
| 2022 |
$6.56 |
$332.07M |
$94.26M |
28.4% |
| 2023 |
$4.08 |
$416.85M |
$61.52M |
14.8% |
| 2024 |
$8.05 |
$519.42M |
$124.06M |
23.9% |
| 2025 |
$9.78 |
$552.61M |
$150.69M |
27.3% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$12.20 |
$11.52 – $13.46 |
$686.75M |
$672.9M – $696.62M |
3 |
| 2027 |
$14.26 |
$13.46 – $15.73 |
$752.02M |
$736.86M – $762.83M |
3 |
