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NI Holdings, Inc. NODK NASDAQ

NASDAQ Capital Marke • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
38/100
1/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

NI Holdings, Inc. (NODK) has a negative trailing P/E of -26.6, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. Trailing earnings yield is -3.76%.

Criteria proven by this page:

  • VALUE (100/100, Pass) — composite valuation score exceeds the 60/100 pass threshold.
  • Trailing Earnings Yield -3.76% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings.

Overall SharesGrow Score: 37/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
38/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
0/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
MOAT
22/100
→ Income
~
GROWTH
45/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — NODK

Valuation Multiples
P/E (TTM)-26.6
Forward P/EN/A
PEG RatioN/A
Forward PEGN/A
P/B Ratio1.15
P/S Ratio0.00
EV/EBITDA0.0
Per Share Data
EPS (TTM)$-0.51
Book Value / Share$11.69
Revenue / Share$0.00
FCF / Share$-0.75
Yields & Fair Value
Earnings Yield-3.76%
Dividend Yield0.00%
SharesGrow IV$-15.89 (-223.9%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 73.8 -0.92 2.24 2.05 -
2017 23.9 0.09 1.51 2.02 -
2018 11.3 0.12 1.29 1.66 -
2019 14.5 -1.00 1.25 1.41 -
2020 8.9 0.16 1.04 1.17 1.68%
2021 48.1 -0.61 1.18 1.25 -
2022 -5.3 0.01 1.13 1.06 1.06%
2023 -50.2 0.56 1.11 0.90 -
2024 -54.4 -4.71 1.35 1.01 -
2025 -26.8 -0.37 1.16 0.98 -

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.20 $164.31M $4.55M 2.8%
2017 $0.71 $189.14M $15.99M 8.5%
2018 $1.39 $212.37M $31.08M 14.6%
2019 $1.19 $270.78M $26.4M 9.8%
2020 $1.84 $306.36M $40.39M 13.2%
2021 $0.39 $323.97M $8.42M 2.6%
2022 $-2.49 $267.78M $-53.1M -19.8%
2023 $-0.26 $365.7M $-5.48M -1.5%
2024 $-0.29 $325.2M $-6.06M -1.9%
2025 $-0.50 $285.05M $-10.41M -3.7%
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