Intrinsic Value of S&P & Nasdaq Contact Us

American Integrity Insurance Group, Inc. AII NYSE

NYSE • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
93/100
6/7 Pass
SharesGrow Intrinsic Value
$61.35
+228.8%
Analyst Price Target
$27.00
+44.7%

American Integrity Insurance Group, Inc. (AII) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $18.66. It has a SharesGrow Score of 93/100, indicating a strong investment profile with 6 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of AII = $61.35 (+228.8% from the current price, the stock appears undervalued). Analyst consensus target is AII = $27 (+44.7% upside).

Valuation: AII trades at a trailing Price-to-Earnings (P/E) of 3.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.4.

Financials: revenue is $276M, +0%/yr average growth. Net income is $100M, growing at +77.9%/yr. Net profit margin is 36% (strong). Gross margin is 64.5% (+0 pp trend).

Balance sheet: total debt is $1M against $337M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 92.89 (strong liquidity). Debt-to-assets is 0.1%. Total assets: $1.2B.

Analyst outlook: 5 / 5 analysts rate AII as buy (100%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 98/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 54/100 (Partial), Future 100/100 (Pass), Income 100/100 (Pass).

$27.00
▲ 44.69% Upside
Average Price Target
Based on 5 Wall Street analysts offering 12-month price targets for American Integrity Insurance Group, Inc., the average price target is $27.00, with a high forecast of $28.00, and a low forecast of $26.00.
Highest Price Target
$28.00
Average Price Target
$27.00
Lowest Price Target
$26.00

AII SharesGrow Score Overview

93/100
SharesGrow Score
Strong investment profile
View full scorecard →
VALUE 98/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 100/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 54/100
Gross margin is + market cap
FUTURE 100/100
Analyst outlook — as buy
INCOME 100/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — AII

VALUE Pass
98/100
AII trades at a trailing Price-to-Earnings (P/E) of 3.7 (S&P 500 average ~25). Forward PEG 0.4 — Peter Lynch undervalued (≤1.0). Trailing PEG 0.26. Analyst consensus target is $27, implying +44.7% from the current price $19. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
GROWTH Pass
100/100
AII: +0%/yr revenue is, +77.9%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
PAST Pass
100/100
AII: 3 / 3 years profitable. strong — 100%. Score = 3 / 3 × 100. ≥ 80 = Pass.
View details →
HEALTH Pass
100/100
Balance sheet AII: Debt-to-Equity (D/E) ratio 0 (conservative), Current ratio is 92.89 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
~
MOAT Partial
54/100
AII: Gross margin is 64.5% (+0 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 54/100. ≥ 70 = Pass.
View details →
FUTURE Pass
100/100
Analyst outlook: 5 / 5 analysts rate AII as buy (100%). Analyst consensus target is $27 (+44.7% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
INCOME Pass
100/100
AII: Net profit margin is 36%. strong (≥30%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range15.775-26.36
Volume52.27K
Avg Volume (30D)141.25K
Market Cap$365.34M
Beta (1Y)2.37
Dividend Yield$1.0200
Share Statistics
EPS (TTM)5.78
Shares Outstanding$17.24M
IPO Date2025-05-08
Employees294
CEORobert Craig Ritchie
Financial Highlights & Ratios
Revenue (TTM)$276.49M
Gross Profit$178.45M
EBITDA$117.34M
Net Income$99.62M
Operating Income$115.06M
Total Cash$203.9M
Total Debt$1.08M
Net Debt$-202.83M
Total Assets$1.23B
Price / Earnings (P/E)3.2
Price / Sales (P/S)1.32
Analyst Forecast
1Y Price Target$27.00
Target High$28.00
Target Low$26.00
Upside+44.7%
Rating ConsensusBuy
Analysts Covering5
Buy 100% Hold 0% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS0269481091

Price Chart

AII
American Integrity Insurance Group, Inc.  ·  NYSE
Financial Services • Insurance - Property & Casualty
15.78 52WK RANGE 26.36
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message