SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Customers Bancorp, Inc. (CUBI) trades at a trailing P/E of 11.3, forward P/E of 9.2. Trailing earnings yield is 8.84%, forward earnings yield 10.89%. PEG 0.52 (Peter Lynch undervalued ≤1.0). Graham Number is $95.53.
Criteria proven by this page:
- VALUE (90/100, Pass) — P/E is below market average (11.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.52); analyst target implies upside (+18.8%); earnings yield beats bond yields (8.84%).
- Forward P/E 9.2 (down from trailing 11.3) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.52 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.84% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.89% as earnings recover.
- Analyst consensus target $90.20 (+18.8% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 64/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
90/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CUBI
Valuation Multiples
P/E (TTM)11.3
Forward P/E9.2
PEG Ratio0.52
Forward PEG0.27
P/B Ratio1.20
P/S Ratio1.79
EV/EBITDA11.9
Per Share Data
EPS (TTM)$6.55
Forward EPS (Est.)$8.28
Book Value / Share$61.88
Revenue / Share$41.37
FCF / Share$9.86
Yields & Fair Value
Earnings Yield8.84%
Forward Earnings Yield10.89%
Dividend Yield0.00%
Graham Number$95.53
SharesGrow IV$130.21 (+71.5%)
Analyst Target$90.20 (+18.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
12.6 |
0.63 |
1.15 |
2.62 |
0.92% |
| 2017 |
10.1 |
-0.62 |
0.87 |
1.77 |
1.81% |
| 2018 |
8.0 |
-0.58 |
0.60 |
1.21 |
2.52% |
| 2019 |
9.4 |
0.63 |
0.71 |
1.50 |
1.95% |
| 2020 |
4.3 |
0.04 |
0.51 |
0.95 |
2.46% |
| 2021 |
6.7 |
0.04 |
1.55 |
2.50 |
0.51% |
| 2022 |
4.1 |
-0.11 |
0.66 |
1.03 |
1.01% |
| 2023 |
7.2 |
0.61 |
1.11 |
1.27 |
0.81% |
| 2024 |
8.5 |
-0.29 |
0.84 |
1.13 |
0.99% |
| 2025 |
11.2 |
0.53 |
1.18 |
1.77 |
0.43% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.31 |
$376.85M |
$78.7M |
20.9% |
| 2017 |
$1.97 |
$449.39M |
$78.84M |
17.5% |
| 2018 |
$1.78 |
$474.77M |
$71.7M |
15.1% |
| 2019 |
$2.05 |
$496.09M |
$79.33M |
16% |
| 2020 |
$3.74 |
$600.55M |
$132.58M |
22.1% |
| 2021 |
$8.91 |
$844.61M |
$314.65M |
37.3% |
| 2022 |
$6.51 |
$895.1M |
$228.03M |
25.5% |
| 2023 |
$7.32 |
$1.42B |
$250.14M |
17.6% |
| 2024 |
$5.09 |
$1.36B |
$181.47M |
13.3% |
| 2025 |
$6.20 |
$1.41B |
$224.09M |
15.8% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$8.26 |
$8.15 – $8.34 |
$937.96M |
$825.97M – $972.68M |
9 |
| 2027 |
$9.36 |
$8.63 – $9.90 |
$1.02B |
$896.48M – $1.07B |
8 |
| 2028 |
$0.00 |
$0.00 – $0.00 |
$952.38M |
$950.84M – $953.92M |
7 |
