Intrinsic Value of S&P & Nasdaq Contact Us

CoastalSouth Bancshares, Inc. COSO NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
70/100
5/7 Pass
SharesGrow Intrinsic Value
$68.64
+168.8%
Analyst Price Target
$29.00
+13.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

CoastalSouth Bancshares, Inc. (COSO) trades at a trailing P/E of 12.7, forward P/E of 11.0. Trailing earnings yield is 7.89%, forward earnings yield 9.09%. PEG 3.84. Graham Number is $30.78.

Criteria proven by this page:

  • VALUE (66/100, Pass) — P/E is below market average (12.7); analyst target implies upside (+13.6%); earnings yield beats bond yields (7.89%).
  • Forward P/E 11.0 (down from trailing 12.7) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 3.84 — above 2.0 suggests expensive relative to earnings growth.
  • Trailing Earnings Yield 7.89% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.09% as earnings recover.
  • Analyst consensus target $29.00 (+13.6% upside) — modest upside expected.

Overall SharesGrow Score: 70/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
70/100
SG Score
View full scorecard →
VALUE
66/100
Price-to-Earnings & upside
Proven by this page
FUTURE
88/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
43/100
→ Income
GROWTH
90/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — COSO

Valuation Multiples
P/E (TTM)12.7
Forward P/E11.0
PEG Ratio3.84
Forward PEG1.49
P/B Ratio1.22
P/S Ratio2.25
EV/EBITDA9.4
Per Share Data
EPS (TTM)$2.01
Forward EPS (Est.)$2.32
Book Value / Share$20.95
Revenue / Share$10.95
FCF / Share$5.10
Yields & Fair Value
Earnings Yield7.89%
Forward Earnings Yield9.09%
Dividend Yield0.20%
Graham Number$30.78
SharesGrow IV$68.64 (+168.8%)
Analyst Target$29.00 (+13.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 110.5 -1.10 4.65 7.10 -
2017 -5.2 0.00 1.07 3.16 40.26%
2018 -336.4 3.39 0.90 2.39 -
2019 34.9 -0.03 0.98 2.52 -
2020 15.1 0.12 0.94 2.20 -
2021 11.4 0.13 1.13 2.47 -
2022 8.6 0.22 1.32 2.05 -
2023 5.8 0.23 0.90 1.23 -
2024 10.2 -0.58 1.15 1.72 -
2025 10.8 2.57 1.03 1.97 -

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $-0.01 $20.14M $1.44M 7.1%
2017 $-3.59 $17.31M $-11.81M -68.2%
2018 $-0.03 $23.18M $-181K -0.8%
2019 $0.36 $30.78M $2.6M 8.5%
2020 $0.80 $37.77M $6.37M 16.9%
2021 $1.48 $50M $12.32M 24.6%
2022 $2.05 $64.12M $18.19M 28.4%
2023 $2.58 $71.66M $24.48M 34.2%
2024 $2.09 $69.28M $21.9M 31.6%
2025 $2.16 $135.78M $24.89M 18.3%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $2.31 $2.30 – $2.31 $92.39M $92.33M – $92.45M 1
2027 $2.65 $2.64 – $2.65 $101.96M $101.89M – $102.02M 1
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message